Anticipating New Real Estate Trends

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The biggest myths in real estate investing are the notion that real estate prices always trend up and that the three keys are ‘location, location, location.’ This course debunks those myths, and more importantly, explains what you should really consider when managing your real estate investments.

Flaws of Economics 101

Contrary to popular belief, the supply and demand curves for real estate trends – even for one of life’s basic necessities, the family home – are vastly different than those for shoes, televisions or cell phones.

“Well, everybody knows that, right?” you might ask. But the fact is, current models for forecasting real estate trends have a major flaw: they rely largely on the supply and demand curves taught in Economics 101, the same ones that apply to your favorite pair of sneakers.

Real Estate Ain’t Shoes

You see, the key difference between real estate trends and price trends for common items like sneakers is that – with real estate trends – buyers, builders, bankers and brokers all want the same thing: for their respective real estate markets to increase in value. With sneakers, each party has a different set of goals, and they don’t all include rising prices.

Senior Tutorial Instructor Wayne Gorman’s new on-demand, online investment course, Learn to Anticipate Real Estate Trends – For Buyers, Builders, Bankers and Brokers will teach you what really governs real estate trends, including residential real estate, farmland and commercial property.

Being a Profitable Real Estate Investor

With this course, you will go beyond the typical noise and dig deeper than the mainstream media’s misguided op-eds. You will not only learn why Economics 101 does not govern the real estate markets, but also how the Elliott Wave Principle – combined with other proven technical studies – can help you follow and anticipate real estate trends. With this groundbreaking course, you will learn.

How to differentiate between real estate trends occurring in various sectors, such as farmland, residential housing, REITS (real estate investment trusts), homebuilders stocks, stocks of major real estate lenders and geography.

How real estate trends are a function of collective social mood, which makes them predictable.

How sentiment and momentum indicators can help spot probable turning points.

What magazine cover stories about real estate really indicate.

The significance of tracking the total number of real estate brokers.

And a whole lot more on real estate trends.

Click here for immediate access to Learn to Anticipate Real Estate Trends For Buyers, Builders, Bankers and Brokers.

Foreigners Securely and Easily Protect Your Philippine Land Investment Assets

Foreigners Protect Your Philippine Real Estate Land Investment Assets

Currently, foreigners cannot hold title to Philippine land. The easiest and securest way to hold title to Philippine land as a foreigner is to form a Philippine corporation in which the corp holds title. With the corporation structure, you the foreigner are best protected from potentially losing your Philippine land investments to Filipino third parties you may have assigned to hold title in their name for you. With a few simple steps of incorporation before purchasing Philippine land, and holding title in the corporation name, foreigners can now sleep rest assured they will not have any problems in the future with their Philippine land investments. Review more detailed information at the lower section of this page on Philippine land ownership by foreign investors.

Philippine Incorporation Services

Along with real estate services, we also provide a valuable service to our foreign clients of complete Philippine incorporation creation and management services for you the foreign investor to securely hold title to Philippine land investments and or operate a Philippine business. Email us with your specific Philippine incorporation inquiry requirements and we will follow up with you to help you and insure you are protected investing and doing business in the Philippines.

Email: advisorsrealestatedotcom@gmail.com

Business Incorporation Creation Services

We provide fast affordable Philippine incorporation services for individuals, corporations, and investors wanting to form a Philippine business structure for conducting business in the Philippines, and holding Philippine real estate title and other Philippine investment assets. We provide total and complete Philippine incorporation services from company name reservation, documents preparation, filing processing of articles of incorporation and by-laws, tax department filings, and local business permits. Contact us with your specific requirements so we may advise you on all the best possible options available.

Foreign Ownership of Philippine Real Estate & Assets

Foreigners can best protect their Philippine investments in purchasing Philippine real estate and other investment assets by creating a Philippine Corporation. The corporation structure is customized and tailored as the foreign incorporator sees fit to best protect their Philippine investment assets and interests.

Foreign Ownership as a Philippine Corporation

The safest, lowest risk way with the most benefits for foreign nationals to protect their Philippines investments in real estate is for the Foreign national and or foreign corporation to create a Philippine corporation to hold title. This allows the Philippine corporation of a foreign national or foreign corporation the most secure control of their Philippine real estate investment, and other Philippine investment assets as well. Foreign nationals, and corporations may 100% own a Philippine condominium or town home without forming a corporation. For private land, residential home with land lot and or commercial building with land lot ownership the foreign national and or corporation forms a Philippine Corporation to take ownership of the property. A foreign national may be the sole person on the Philippine corporation bank account once after the Philippine corporation has been created and provided they have the proper Philippine visa providing a ACR or Alien Certificate of Registration. Thus allowing the foreign national total control over the funds derived from and paid out from the Philippine Corporation and from the income and or sale of the assets or real estate properties within the corporation.

Form a Philippine Corporation to hold Title

We provide our foreign national clients complete Philippine incorporation services to protect their Philippine investment interests. Most incorporations are simple and affordable to process depending on the type of corporation to be formed. Different types of corporations have different rules, regulations, and minimum capital funding requirements. Typical incorporations to hold Philippine real estate may be a General Real Estate Company for example. Consult us for further information on the type of Philippine corporation you wish to form to hold real estate investments in and or run business operations from. Contact us with your specific requirements for further information and costs to create a Philippine Corporation.

Advantages of Incorporating

Risk Protection from Personal Liability

Limiting liability often is the most important reason for small business owners to incorporate. Assuming that all the legal requirements for establishing and maintaining a corporation have been met, a corporation is treated as a separate legal entity and, as such, incurs business debts or liabilities on its own behalf. Typically, this means that, as a shareholder, you are not personally held liable for the debts and obligations of the corporation if the company cannot pay its debts or is sued. The only exception to this rule is that when company assets are not enough to pay corporate debts. But even then, shareholders are only liable only up to the extent of their shareholdings. On the contrary, in a partnership, a proprietor's or partner's home, savings, and other assets can be seized to pay the debts of the business.

Tax Benefits & Incentives

Incorporating has a number of tax advantages. Corporations have greater flexibility in deducting fringe benefits and other expenses. The cost of salaries, bonuses, education benefits, and dependent care assistance are among the benefits deductible by corporations. Certain types of corporations may also enjoy tax holidays under Philippine laws.

Disadvantages of Incorporation

Can Be Complex

Forming and maintaining a corporation in good standing requires a certain amount of paperwork, record keeping and accounting. When a corporation is first established, articles of incorporation must be filed. Typically, once a year at least Philippine corporations must hold and record minutes of annual shareholder and director meetings and document major decisions by directors. Also, a corporation needs to keep excellent financial records to facilitate the filing of more complicated tax returns.

Knowledge First Then Decide To Create A Plan

Incorporating yourself and your business is not a decision to be taken lightly or without the proper analysis of your company's circumstances. We can help you determine whether incorporating makes good business sense or whether you should consider another type of entity such as LLC, partnership or single proprietorship. Like a corporation, these two entities have advantages and disadvantages, so it's a good idea to learn about them first before deciding what legal form your business should take.

Foreign Ownership of Philippine Real Estate & Assets

Foreigners can protect their Philippine investments into Philippine real estate and other investment assets. We provide Foreign Nationals various ways from Retirement Investment Visas to Philippine Incorporation services so they can protect their Philippine investment interests. More information on our services is provided below, and or contact us with your specific requirements so we can provide you all options that best suit your needs.

Options Available To Provide Complete Benefits & Protection

For foreigners retiring, investing and doing business in the Philippines requires more than one of these options below in conjunction together to best accomplish the total task required by each foreign real estate buyer, retiree, and investor.

Right To Own Philippine Real Property

Currently the general rule is that only Filipino citizens and corporations or partnerships at least 60% Philippine owned are entitled to acquire land in the Philippines. As an exception to this rule, an alien acquisition of Philippine real estate is allowed in the following cases. Acquisition before the 1935 constitution. Acquisition thru hereditary succession if the foreign acquiree is a legal heir. Purchase of not more than 40% interest as a whole in a condominium project. Purchase by a former natural born Filipino citizen subject to the limitations prescribed by law. A Filipino who is married to an alien retains their Philippine citizenship, unless by their act or omission they are deemed to have renounced their Philippine citizenship.

Special Visas for Foreigners Investing in the Philippines

There are different visa options available to foreigners that allow foreign investment of Philippine land and real estate properties. Having the proper Philippine visa in conjunction with your specific requirements is just one step to securely holding title to Philippine real estate as a foreigner. Contact us with your specific requirements so we can provide you with the options that best suits your needs. For Philippine visa and immigration issues only, go to the Philippines Government Bureau of Immigration web site for more information on Philippine Visas. http://www.immigration.gov.ph/. We process all types of Philippine visas from retirement visa, investors visas, working visas, resident alien visa, and others.

Philippine Immigration Visa Processing Services

Roger Climaco

Email: reclimaco@yahoo.com

Mobile: + 63 917 335 5523

Note: Inform him Advisors Real Estate Philippines referred you to receive the discount.



Foreign Ownership as a Philippine Corporation

The typical common way for foreign nationals to best protect themselves in purchasing and investing in Philippine real estate is for the Foreign national and or foreign corporation to create a Philippine corporation to hold title. This allows the Philippine corporation of a foreign national or foreign corporation the lowest investment risk and more control of their Philippine real estate investments, and other Philippine investment assets. Foreign nationals, and corporations may 100% own a Philippine condominium or town home without the need of forming a Philippine Corporation. For private land, residential home with land lot and or commercial building with land lot ownership the foreign national and or corporation forms a Philippine Corporation to take ownership of the property. A Philippine Corporation with Foreign Nationals as required by Philippine law will be a maximum of 40% foreign owned, and a minimum of 60% Filipino owned. A foreign national may be the sole person on the Philippine corporation bank account once after the Philippine corporation has been created provided the foreigner has the proper Philippine Visa status, and power of attorney agreements. This structure allows the foreign national total control over the funds derived and paid out from the Philippine Corporation and from the income or sale of the asset or real estate property within the corporation. This method is by far the most complete and secure way for foreigners to purchase and hold Philippine real estate assets.

Form a Philippine Corporation to hold Title

We provide our foreign national clients Philippine incorporation services. Most incorporations are simple and affordable to process depending on the type of corporation to be formed. Different types of corporations have different rules, regulations, and minimum capital funding requirements. Typical incorporations to hold Philippine real estate may be a "General Real Estate" or "Trading or Marketing Company" or something similar to be able to buy, hold and sell Philippine real estate property. Corporations can be formed to conduct business in the Philippines as well. The first step to forming a Philippine Corporation is having Philippine incorporation partners you can trust to be team players with you in your Philippine investment plans. Many times the Philippine incorporators will be Philippine family, relatives, friends, business associates whom the foreign national can trust to be a part of the Philippine corporation. With additional separate legal enforceable agreements such as a power of attorney and other types of agreements, Philippine incorporators become silent partners and team players with foreign investor partners wishing to make Philippine investments without having their investments at risk in case of unforeseen events or changes in their investments plans. Contact us with your specific requirements to learn more about our Philippine Incorporation Services and how we help protect our foreign clients Philippine investments interests. We only provide legal means for foreign investors to protect their capital, and interests in Philippine investments. We provide these services that follow Philippine investment laws, rules, regulations, and do not provide any services to anyone that violate these or to perform money laundering. We comply with and follow the international money laundering rules and regulations.

New Dual Citizenship Laws Affecting Property Ownership

Dual citizenship is now newly available for the following. Dual citizenship means having two citizenships and passports from two different countries. Former Philippine citizens born in the Philippines, but that have immigrated to another country and obtained citizenship of that country. Dual citizenship allows the citizenship holder full rights of possession of Philippine real estate property. Click the following link for more information on Philippine Dual Citizenship.

Foreigner Married to a Philippine Citizen

If holding title as an individual, a typical situation would be that a foreigner married to a Philippine spouse citizen would hold title in the Philippine spouses name. The foreign spouse name cannot be on the property Title but can be on the contract to buy the property, and should be to document the process taken to obtain such asset. In the event of death of the Philippine spouse, the foreign spouse is allowed a "reasonable" amount of time from the Philippine government to dispose of the property and collect the proceeds or the property will pass to any Philippine heirs and or relatives. As a foreign investor caution should be taken upon considering and taking title to Philippine real estate in this manner. In the event of problems with the Philippine spouse and the investment assets in the Philippine spouse name, the foreign national may not have many rights to the assets or any at all. There have been many cases where the foreign spouse intrusted all of the Philippine assets to the Philippine spouse, then there was a split in the relationship and the foreigner lost his invested monies. We don't want our foreign clients becoming another victim of this. Contact us before choosing this option so we can provide you other options and let you make the decision.

Foreign Leasing of Philippine Real Estate Property

A foreign national and or corporation may enter into a lease agreement with Filipino landowners for an initial period of up to 50 years, and renewable for another 25 years. Or lease the property in your Philippine Corporation name for an unlimited period of time.

Former Philippine Citizens

"Balikbayan", which is a former natural born Filipino citizen, and now is a citizen of another country is entitled to own for residential purpose 1,000 square meters of residential land, and one hectare of agricultural or farm land. For business purpose 5,000 square meters of urban land or three hectares of rural land. This is one option for Balikbayans to take ownership of Philippine real estate but the better option that provide less restrictions and more benefits is to form a Philippine corporation.

Philippine Real Estate Sales Transaction & Closing Costs

Buyers transaction or closing costs include the following. Documentary Stamp Tax - P5.00 per P1,000 of contract price, or zonal value or fair market value, which ever is higher. Transfer Tax - P5.00 per P1,000 of contract price, or zonal value or fair market value, which ever is higher. Registration Fee - P1.50 per P1,000 of contract price, or zonal value or fair market value, which ever is higher. The seller is responsible for transaction closing cost of capital gains tax. This is Philippine Real Estate Law.

Philippine Law Real Estate Acquisition and Disposition Definitions

Acquisition is the act of procuring or getting a hold of real estate property. Disposition is the manner of alienation, transfer of possession and ownership thereof as prescribed by the Philippine law. The acquisition and disposition of real estate is embodied in written agreements or contracts voluntarily entered into and subscribed by the selling and buying parties thereof, before a public officer designated as the Notary Public of the City or Province where the subject property is located. Thereafter, the instrument embodying the particular real estate transaction is required by law to be recorded in the Registry of Deeds in the City or Province where the real estate property is involved and located. The Philippines uses the "Torrens" system of real estate ownership. See below for more information.

Torrens System of Real Estate Ownership

An adapted form of the "Torrens" system of land registration is used in the Philippines. The system was adapted to assure a buyer that if he buys a land covered by an Original Certificate of Title (OCT) or the more familiar Transfer Certificate of Title (TCT) issued by the Register of Deeds, the same will be absolute, indefeasible and imprescriptible. The registered owner will never lose his ownership to squatters no matter how long such land was illegally occupied.

Condominium Residential Commercial Development Ownership Law

Presidential Decree No. 957, which regulates the sale of subdivision and condominium developments, and providing penalties for violations thereof. The National Housing Authority has exclusive jurisdiction to regulate real estate trade and business, a function, which is presently exercised by the Housing and Land Use Regulatory Board (HLURB). Certain conditions are required before a license to sell condominium development units and or subdivision development lots and homes is issued to a Filipino or Foreign owned individual or corporation. The requirements include a certificate of registration, a performance bond, and an approval of the building plans and specifications. Violation of these rules could mean fines, cancellation of license and or imprisonment.

Contact us anytime for further information and or assistance.

Email: advisorsrealestatedotcom@gmail.com

Winland Tower 3 Condos Cebu City

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Winland Tower 3 Condos Cebu City

Studio 1, 2, or 3 Bedroom Units

Sizes: 30 sqm - 127 sqm

P1.5M to P5.5M

Winland Tower 3 is a three-tower, 26-storey residential condominium. Do not miss out in this once in a lifetime opportunity to experience a prestigious and pleasurable living while you enjoy the value of your investment as it appreciates over time because of its excellent location.

Features and Amenities

Studio 1, 2, or 3 Bedroom Units
Penthouse Units
2 Level High Speed Elevators
5 Level Carpark
Automatic Fire Detection and Sprinkler System
Provision for 2 PLDT Lines / Unit
Provision for Hot Water Supply
Garbage Chutes
220 Volts Electric Outlets
Entrance hall with reception counter
Entry Phone System
Tight 24-hour security with controlled entry points
Swimming Pool, jacuzzi, gym, and roof deck garden
Standby Power Generator
Master TV Antenna with provision for cable TV
Individual electric and water meter
Underground and overhead tanks for ample water supply

Winland Towers is located in the heart of Cebu City, just 3 to 5 minutes away to malls, schools,universities, cebu doctors hospitals, banks, restaurants, business centers,waterfront hotels. It is 30 minutes to the airport, beaches and Golf clubs. This 3 bedrooms unit is located on the 17th & 18th floor, OVERLOOKING the city, sea and countryside views. Only Winland Tower Condominium offers Ready For Occupancy (RFO) units at a very low price. With fast value appreciation due to its desirable location. An answer to the city's high condominium demand - sale or rental.

Payment Terms:

Graduate Payment Scheme
TCP = Php 1,589.175.00
Less Reservation = Php 25,000.00

4% to be paid on the 1st to 12th month @ Php 3,047.25/mo.
6% to be paid on the 13th to 24th month @ Php 7,695.88/mo.
8% to be paid on the 25th to 36th month @ Php 10,261.17/mo.
10% to be paid on the 37th to 48th month @ Php 12,826.46/mo.
12% to be paid on the 49th to 60th month @ Php 15,391.75/mo.

60% Balance Payable Upon Unit Turn Over
5.5% Miscellaneous Fee

Reservation Fee: Php 25,000.00 good for 30 days, non refundable and non transferable.

40% downpayment less reservation - PDC's (Payable in 60months)
60% balance payable upon unit Turn-Over

Financing Available

In-House Financing
Bank Financing

Turn - over 3rd Quarter of 2016

Horizons 101 Condos Cebu City

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Horizons 101 Condos Cebu City

Studio Unit : P 1.9M - P 2.3 M
Floor Area = 22.16 sqm

1 Bedroom: P 2.6M - P 3.7 M
Floor Area = 32.65-49.63 sqm

2 Bedroom: P 5.8M - P 7.7 M
Floor Area = 60.25 sqm

Horizons 101 is the tallest residential condo in Cebu City to stand along Mango Avenue, Cebu City. The tallest consisting of 55-stories with nice amenities. This is a choice of studio unit, 1-bedroom and 2-bedroom units. The Horizon 101 is the best Real Estate Investment for you. With very easy payment schemes to choose from and cash payment discounts makes it the most enticing Residential Condominium Investment in Cebu. Project of VICSAL Corporation Development Corp. The company behind the Metro Gaisano and other Malls Nationwide. Its location is appealingly located near/walking distance to schools, hospitals, commercial centers and is right in business district in Cebu City. Walking distance to Fuente Osmena Area.

Horizon 101 Tower 1

The project is a 59-storey residential condominium building, with 12 levels of parking space. All units have an unobstructed view of Cebu. It has 1,200 sqm of open area. It has amenities and services that support a modern and fast-paced lifestyle. The best bargain for the best investor, Introducing Horizons 101 soon to be the tallest Residential Condominium here in Cebu City, Philippines.

Terms of Payment

Spotcash: Variable discounts available
Downpayment: 20% downpayment,payable over 24 months
Balance: 80% balance payable via In house or banking finance
Note: Prices and payment terms are subject to change without prior notice.
Reservation Fee: Php 20,000 good for 30 days, non refundable and non transferable

Marco Polo Condo Residences Cebu City

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Marco Polo Condo Residences Cebu City

1 to 4 Bedroom Units
1 to 3 Bathrooms
Floor Area:36 sq.m. - 110 sq.m.
Price: P3.8M to P24M

The Residences provides you with a view of the Cebu city landscape that can be framed perfectly by your every window. Situated in the prestigious Marco Polo Drive, Nivel Hills, it is right in the middle of Cebu allowing you access to the commercial centers as well as the tourist spots in the city. The Residences is the first residence that has the international quality services of a five-star hotel. Bring home the first-class hotel experience that you desire. Your home has just gotten more luxurious with world-class amenities that are the signature of renowned Marco Polo Plaza. Rain or shine, our game rooms, gyms, spas and culinary station make staying indoors delightful and comfortable.

Amenities:

Grand lobby
Swimming Pool
Gym
Game Room
Indoor Day Care
Multi-purpose Hall
Outdoor Children Play Area

Unit Features:

Maximized natural light ventilation
Functional kitchens with built-in appliances(cooktop & rangehood)
Overhead and base kitchen cabinet on imported granite counter-top with splashboard
Shower enclosure in all T&B (except maid's)
Multi-point water heaters in all bathrooms (except maid's)
Dual Lavatory and Bath tub at Master's T&B for 3BR and 4BR
Individual metering for water and electricity
Audio-video guest annunciator system
Provisions;
CATV
Telephone outlets
Split and/or Window ACU

Year of Turnover

The Residences - 2013
Two Residences - 2014

Prices:

Studio; 37sqm - Php3.8M
1BR; 44sqm - P5.4M with parking
2BR; 101sqm - P12M with parking
3BR; 140sqm - P17M with parking

Garden Level: 95sqm to 114sqm - P9M to P12.5M with parking

Penthouse: 4BR; 200sqm; - P21M to P24M with parking

Reservation Fee is P50,000.00

Payment Terms:

12% discount on TSP with in 30 days
10% DP with 1% discount; 14% in 3 years; 76% Lumpsum or Bank Financing
30% DP with 4% discount; 70% payable within 3 years
30% DP with10% discount; 70% Bank Financing
50% DP with 6% discount; 50% payable within 3 years

Solinea Condos Ayala Cebu City

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Solinea - Cebu Business Park, Ayala Center Cebu City

Floor Area: 25sq.m. - 79 sq.m.

Property Type: Condo Residential

Bathrooms: 1

Bedrooms: Studio, 1 and 2 Bedrooms

Price: P2.6M - P13.1M

Solinea is Alveo’s first multi-tower development in Cebu City, master planned and envisioned to offer City Resort Living – a balanced lifestyle merging the vibrant pace of the city and the relaxing atmosphere of a resort-inspired environment.

Solinea is initially planned to be a five-tower development over a 2.6hectare land area, all sharing a central amenity designed as a resort. City resort amenities include landscaped parks and greens, kids play areas, kids play areas, an expansive pool and a central clubhouse with a gym, function room and game room.

Features:

Shops at the ground floor (Retail Prominade)
Podium Deck
Roof Deck

Amenities:

Clubhouse
Lap Pool
Leisure Pool
Children's Pool
Outdoor Living Area
Playground
Landscaped Pocket Parks
Function Room
Game room
Gym
Outdoor Events Venue

Unit Types:

Studio (25sq.m. - 33 sq.m.)
1 Bedroom (43 sq.m. - 51 sq.m.)
2 Bedroom (53sq.m. - 79 sq.m.)

Payment Terms:

Cash Terms (95% spot downpayment; 5% balance for 12 months)
Bank Terms (20% spot downpayment; 80% bank take out after 2 months)
Deferred Terms (50% spot downpayment; 50% spread over 60 months)
Deferred Terms (20% spot downpayment; 80% spread over 60 months)
Deferred Terms (10% spot downpayment; 90% spread over 60 months)

Financing:

Bank Financing
In house Financing

Price Range: P2.6M - P13.1M

Reservation Fee: P50,000.00